I have read some of the postings about Jumbo Loans. What credit score and income is needed for a couple with 5% down and looking to buy a 620K home in California RIGHT NOW? We have a great opportunity to do so. I have heard that your age, race and location (CA vs. NV for example), makes a difference. Have the big companies shut out Jumbos indefinitely or just for a few months? Any experts out there that can answer and/or help?

What is the jumbo loan cap in Washington DC now? Want to re-finance. My balance is 360,000 (5.875 /15 years) and I think the house would apprise for 730,000. What is the rule of thump? How much can I barrow and what would be a good rate I can hope for?

Did the limit for a jumbo loan increase above $417k?

Will the monthly payment be lower? Our fico scores are excellent.

Rates are crazy low right now if you have a loan under $417k. But if you have a bigger loan, it appears you’re screwed out of any deals.
Is there any bank lending on jumbo loan sizes for fixed 30 year loans with a good rate and no points?
I’m done with this. My question was bombarded with what were clearly scam artists with poor english trying to get me do do a mortgage through another country. How stupid does everyone think we Americans are, really?
I’m disgusted to see such a large Yahoo population is dishonest.

If so, how do I find out who is coordinating the transfers?

I have a loan from Wells Fargo and my interest is 6.5% and i was wondering how i can modificate that to as low as 3%. How can i adjust this? Can anyone tell me where i can go and who i can contact?

Currently I had morgate jumbo and equity line loan with five years fix, I had three more years to go. Now I want to get into 30 years fix, but most the bank denies because I can’t prove income and score to qualified for it, so What can I do now, Is it true to call the currently morgate lender to ask for help.

I am relocating for work. I want to buy a 750K home and have 200K to put down. I would like to get the max conforming loan (417K) for 30 years and a second loan for the rest (137K). I plan to pay off the second loan in a few years (i.e., quickly) and therefore would like to have the lowest possible rate on the first loan. What is the best way to do this? Is Jumbo the answer or is there a way to lock in non-jumbo rates for 30 years?

I am buying a house and have to either get a jumbo loan (just over the $417k limit by about $10k) or a 80/15/5 loan(s). If I go the 80/15 route will it still be considered a jumbo loan with higher interest rates on both or not?