Which is better Fico or the new Vantage Score?

I was thinking about purchasing either the Vantage Score or the Fico Score. Some so called experts say the Vantage score is a joke and say do not waste your money. I want others opinion.

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3 Responses to 'Which is better Fico or the new Vantage Score?'

1. bella_4624_19 - June 18th, 2010 at 8:31 am

   fico is the most accurate score

2. echo - June 19th, 2010 at 5:43 am

   Vantage is not widely used yet and the results differ greatly from FICO. In fact, it seems, among other things, that it penalizes a person if they are not a home owner with an existing, open mortgage.

   If you are just wanting to know your scores, I would suggest going with FICO. If you know what your FICO is already and just want to compare, spend the $5.95 and get the Vantage.

3. banana_fan - June 21st, 2010 at 9:22 am

   FICO is the most widely used standard. You might want the Vantage if your potential lender uses it, but otherwise, stick with FICO.

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