If I do the FHA streamline refinance this year 2009 does that make my loan eligible for the 8000 tax credit?

If I purchased my home in Dec. 2008 but I’m going to do the FHA streamline Refinance this year 2009, does that make my loan eligible for the 2009 $8000.00 tax credit?

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3 Responses to 'If I do the FHA streamline refinance this year 2009 does that make my loan eligible for the 8000 tax credit?'

1. v b - November 15th, 2009 at 11:36 pm

   No, You bought the house in 2008. You are possibly eligible for the $7500 LOAN.

   Refinancing has *nothing* to do with this.

2. Trey - November 17th, 2009 at 6:07 pm

   Unfortunately the correct answer is no you would not be eligible for the tax credit. This tax credit is for first time home buyers or a buyer that has not purchased a home in the last three years. But if you can save at least two percent on your interest rate it is definitely worth doing the refinace. If you have any questions concerning Mortgages or credit situations feel free to contact me for free advice. I am the senior Credit Consultant for Trey Hall & Associates and a Credit Advisor / Financial consultant for American Mortgage Group Inc. , in Dothan, Alabama.
   - Trey Hall

   Contact Info:
   email:

3. David Z - November 20th, 2009 at 11:26 am

   no. you get a credit for buying home. not for refi.

   you received the $7,500 credit that must be repaid.

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