i was told that banks look at rent income vs expenses? someone else said credit, another said amount of Down payment. Can you please inform me how banks qualify people? Please let me know. Thanks a lot.

I am wanting to purchase a truck and trailer. Should I get a small business loan or a commercial loan. I am wanting to drive for myself not somebody else. I have an idea on want to do as far as truck driving and I have the experience to do so, just not sure as to which route I should take. HELP, please.

My uncle received a letter that his home will be foreclosed on Feb. 3, 2009, I heard that by law you have either 30 or 60 days after the foreclosure date to finish moving out or completely vacate the home. Is that true? He lives in Texas (I wasn’t sure if the foreclosure laws varied from state to state) Thanks in advance for any help!!

I had currently bought a few parcels of land from different sources, Auctions, person to person purchases, EBAY, and so on. I am not sure if they all have title insurance and I would like to know how I can check if a property has title insurance on it or not? Thanks.

We are not in foreclosure but this bank has had trouble. I’m trying to understand our position should they demand full payment of the equity line.

A SHORT SALE is a program the federal gov offers to BAIL OUT sellers who’s property value is now less than what it was when they purchased their homes. If you can’t sell your house for what you owe on it the Fed. Gov. will pay off the difference. Thus leaving you owing nothing after the sale. What I want to know is are there programs out there for people that just want to refinance

Where can I need help for expert in realestate investing?

I am currently looking into doring a short refinance of my home in the Las Vegas,NV area. I bought the home in January 2008 and the home value has dropped about 100K. I spoke to my lender about different options for the home, since I am moving next year out of state. The lender recommended I do a short refinance since I am not behind on my mortgage payments. Of course I would having an attorney do this for me, since I know banks are uncooperative.

I am wondering if anyone else had gone through this process and what the outcome was? I am not doing a short sale, especially since it still affects my credit like a foreclosure. Thanks!

When I bought my home years ago I had to pay for PMI untill I had 20% equity in my home. I was told it would step in and protect the bank if I walked away from my loan obligation and the bank had to forclose. So with all these forclosers in the news today why isn’t PMI paying off and protecting the banks or was it a scam to begin with?

The police report shows an Insurance Policy number, but it does not state the name of the issuing company. The person ran into my brick and iron fence with his car and I want to file a claim against his insurance (not my homeowner’s policy). The police apparently do not record this information (annoying). Is there a numerical format of some kind that easily identify’s which company issued the insurance?